Hail damage accounts for over $1.3 billion in total property damage annually. While sometimes the damage isn’t visible, there are still things you should look for.
Here are four things you should know about property damage claims as a result of hail:
Damage Is Often Not Visible
After a hailstorm, damage can go far beyond the visible dents and impacted shingles. Roof damage can sometimes lead to water seeping through cracks, and into the dwelling, causing damage to the structural integrity of the building and interior finishes.
If water gets into your home, mold can begin to grow if your property isn’t properly dried. Be sure to have all possible damage thoroughly inspected.
Often after an impactful weather event, homeowners and business owners rush to get an assessment of damages. Insurance company adjusters are left to take on many claims at once, and in an effort to be time efficient, end up eyeballing damage instead of investigating to the fullest extent. In this instance, the true scope of damages may only be partially accounted for.
Read The Fine Print Of Your Policy
Some insurance policies include terms that exclude compensation for claims that include hail damage. Be sure to document the date that the storm damage occurs. It is important to be as detailed and specific as possible in your claim.
Public Adjusters Can Help
Hiring a Public Adjuster to represent you ensures that you’ll be treated fairly during the claims process. Often, insurance companies will, either deliberately, or due to lack of due diligence, offer compensation that is far below the actual full cost to repair the damages to your property. Public adjusters have the experience to negotiate a settlement that ensures all damages are accounted for.
Have questions about your hurricane damage claim? Feel free to contact Stark Loss Consultants for more information about how a Public Adjuster can help.