Hurricane Ian was the most destructive hurricane to strike the state of Florida since 1935. Two months later, thousands of people are still stuck in the early stages of the recovery process.
One of the biggest obstacles to recovery is dealing with your property’s insurance company. You’ve paid your premiums for years – now it’s time for your insurer to hold up their end of the bargain. But navigating the insurance claims process is tricky, and one wrong move can be the difference between receiving a full settlement or only a fraction of what you’re entitled to.
Hiring a public adjuster to help with your claim evens the playing field with the insurance company. Public adjusters represent you and your best interests first, with the simple goal of maximizing your claim settlement.
What do public adjusters do? In part, we will:
- Meet with you and explain the entire claims process.
- Analyze your insurance policy to ensure maximum claim recovery
- Work with your insurance company directly
- Coordinate all emergency services to prevent further damages
- Develop repair scope for all building damages and inventory all personal property
- Prepare, present, and support our claim package with your insurance company
- Negotiate the best possible settlement for you in the shortest amount of time
A good public adjuster will a review your policy and advise you on your coverage rights. And while it can be difficult for a property owner to fully understand all the intricate details of an insurance policy, Public Adjusters settle claims every day and know all the ways insurance companies try to avoid paying out.
Public adjusters can also advise you when it comes to whether or not you should agree to do something the insurance company is asking you to do. Frequently, insurance companies will ask you to sign certain documents that may mean that you are effectively signing over your rights before you are paid in full. When you have a public adjuster on your side, you can simply hand the document over to them, and they can explain to you whether or not you should sign them, not to mention the course of action that you should take next.
Dealing with a disaster like a hurricane is difficult enough. A public adjuster removes the stress of preparing, presenting, negotiating, and settling your claim.
Have questions about your property insurance claim? Feel free to contact Stark Loss for more information about how a Public Adjuster can help.