Whether your property is affected by partial or extensive fire damage, the time and stress in dealing with your insurance company will take you away from focusing on your family and/or business’ well-being.
Fire claims can be especially complex as fire creates several different types of damage. For example, smoke, burning residue, and corrosive substances released in the flames (soot), all cause serious damage to your property. Should property covered in smoke and soot be cleaned and painted or removed and replaced? Which is more beneficial to the insurance company? Which is more beneficial to you, the policy holder?
In the aftermath of a fire, your personal property and valuables may be exposed to the elements and become more damaged if not addressed immediately. Per your policy, it is your responsibility to take all reasonable steps after a loss to prevent further damage to covered property. What does that mean and how will it affect your claim?
Your insurance company will present an offer they think is sufficient based on their assessment. The SLC team of public adjusters work only for you to evaluate, document, demonstrate the full scope of loss and negotiate on your behalf to maximize the claim benefit.